In some areas, the amount you pay for taxes and insurance escrow can almost double your mortgage payment. It’s important to check out the costs of property insurance, taxes, homeowners association, and maintenance dues in your desired neighborhood. Of course, your mortgage won’t be your only financial responsibility. Here are a few sources where you can get a glimpse of your credit score. While there are no strategies to immediately improve your credit score, you are able to correct it by identifying its shortfalls, all in time to make a meaningful impact on your home purchase. Having the best credit score possible is advantageous when purchasing your home loan. Just enter in how much you can comfortably afford each month for a mortgage payment to get a glimpse of what your monthly payments would be if you bought today. You can do this using our mortgage calculator. You may also get in touch with us as we have plenty of mortgage bankers that are willing to help.Īfter you get an idea of housing costs in your desired area, it’s really important to determine how much you can actually afford. You can do a quick search of actual multiple listings service (MLS) in your area on a number of websites including the National Association of Realtors. Your first task is to look around at the kind of houses available in the neighborhood you’re interested in. Where do you start? What’s the process like? Am I really ready to do and own this thing? Here are 5 quick points that will help you through the process of making the biggest single investment of your life. The thought of writing another check that’s not going towards your financial future is too much. Love to host my family at least once a week to have family dinners and catch up with each other.ĥ Things to Consider When You’re a First-Time Homebuyer Traveling and shopping are two of the things I love to do in my spare time. I love spending quality time with my family. “Customers have always been my number one priority” this is where it led her to pursue a new career as mortgage banker.Īna graduated from University of Houston with a Bachelor of Interdisciplinary Studies and a minor in Spanish and Psychology. I love working as a Mortgage Banker because the industry is fast-paced, ever-changing, and creates opportunities to build financial stability for my clients.Īna spent 15 years in the restaurant business engaging with clients and fostering long lasting relationships where she discovered that she loved taking care of her customers. Her goal is making sure her customers are happy and makes the process of becoming a homeowner smooth from the beginning to the end of everyone’s new journey. It is her mission to guide you thru a smooth process to accomplish the homeownership dream of each client. She understands the importance of being a homeowner. A mother, sister, daughter, and wife that loves taking care of people. “Help others achieve their dreams and you will achieve yours.” (Les Brown)Īna Martinez a native Spanish speaker.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |